Kirkland Nissan

Most Common Nissan Vehicle Questions In Seattle, Tacoma, And Bellevue Washington

Hey Kirkland! Do You Know The Difference Between Loan Interests for a Pre-Owned Nissan Leaf?
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(Posted on Aug 13, 2018 at 05:26AM by Patrick Wensink)

Hey Patrick,

I have my eye on a pre-owned Nissan Leaf, and Iâ€™m trying to decide how to finance it. What is the difference between pre-computed versus simple interest loans?

-Ariel

Hi Ariel,

Thatâ€™s an awesome choice for a car. I can see why you are so eager to get rolling (pun intended!). These two types sound confusing but are actually perfect for customizing schedules depending on whether or not you aim to pay it off early.

A pre-computed loan means that each deposit made for the life of the note is calculated out exactly. So, if you have a five-year plan it will always be that amount every month. However, this type of borrowing is not ideal if the aim is to pay off the car in less time, because you will not save on interest.

If you are aiming to fluctuate regular deposits and maybe complete the note early, a simple loan is the way to go. This method of lending re-calculates the interest based on the outstanding debt on a daily basis. It will save money if you are able to contribute extra each month.

Hopefully, you know which is right. Let me know if you have more questions.Â

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Car Financing Questions

Do You Have The Right Loan for a 2018 Nissan Maxima?
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(Posted on Aug 13, 2018 at 04:55AM by Patrick Wensink)

Hello Patrick,

Iâ€™m all set to buy a new Nissan Maxima, but financing is making my head spin. Can you explain the difference between secured and unsecured auto loans?

-Scott

Hi Scott,

Thanks for reaching out for such an important decision. I have good news for you: the difference is pretty basic. It essentially boils down to what happens if you fail to pay.

First, letâ€™s discuss a secured loan. What this means is that the lender needs collateral in order to fund the purchase. Usually, there is a lien put on the vehicle being purchased, but sometimes another car or a house can be used instead. Regardless, the borrower will get that item repossessed if they cannot adhere to the schedule.

An unsecured one, on the other hand, does not require any assets be put up against the value of the money lent. If payments are not made, legal action is the only way for the lender to recoup their loss. This type tends to have a higher cost and interest rate, due to the added risk on the bankâ€™s side.

As long as the bills get paid on time, it comes down to what is the best fit.

Let me know if there are any more problems I can research for you!

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Car Maintenance Questions

Can I Easily Change the Wipers in My Nissan Frontier?
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(Posted on Aug 13, 2018 at 04:15AM by Patrick Wensink)

Dear Patrick,

I love my mechanic, but he charges an arm and a leg to replace my windshield wipers. I am a single mom on a budget, and this seems like a way I can save money. Is it hard to change the blades on my Nissan Frontier without help?

-Anna

Hi Anna,

Good thinking! Buying and replacing them yourself is a great way to shave off added cost to a tune-up bill. Thereâ€™s also more positive news: this process couldnâ€™t be simpler!

First, ease the arm backward so it sticks out from the windshield at roughly a 90-degree angle.

Next, rotate the wiper so that it is parallel with the glass, essentially forming a T.

On the backside of the mechanism, you will discover a release tab. Unsnap it (itâ€™s a very simple metal hinge) to loosen the blade.

Pull it downward, and it should easily come free.

Finally, just repeat the steps in reverse to install the new blade and lock it into place. Be sure to test out the wipers when you are done by spraying fluid and running it a few times to make sure everything is secure.

Hope this helps. Let me know if you have any more questions.

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Car Insurance Questions

Seattle: How Important Is It to Insure Your New Nissan SUV?
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(Posted on Aug 10, 2018 at 05:25PM by Patrick Wensink)

Hey Patrick,

I just got a sweet 2018 Nissan Murano, but I feel like auto insurance is a waste of money. Whatâ€™s the worst thing that could happen if I am not covered?

Sincerely,
Jay

Hi Jay,

Thanks for reaching out! I hate to be a scold, but people really should invest in a policy. Itâ€™ll pay off in the long run, trust me.

First, itâ€™s the law in America that all drivers be covered. There are endless options, and there is sure to be an agency that fits your budget and needs.

Still not convinced? If you get in an accident without it in Michigan, for example, the penalty could be up to a year in jail. In Delaware the fine for this infraction can be as high as $2,000. Many states will add points to a license, suspend driving privileges, or even impound a car. Thatâ€™s not getting into the all the out-of-pocket headaches if you get sued by another vehicle owner.

Clearly, itâ€™s in everyoneâ€™s best interest to always keep a valid form of insurance. It isnâ€™t worth the risk.

Hope this inspires you to seek coverage. Let me know if there are any other questions.

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Car Maintenance Questions

Seattle, There's A Simple Way to Keep Nissan Altima Leather Looking New
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(Posted on Aug 10, 2018 at 04:46PM by Patrick Wensink)

Hi Patrick,

I am so mad at myself! I was drinking coffee in my new Nissan Altima and hit a pothole. Now I have a stain on my beautiful leather seats. Are they ruined?
-Darlene

Hi Darlene,

I am sure you must feel awful, but have no fear! Keeping things spotless is much easier than you would guess. A lot of this has to do with the fact that cowhide for cars is designed to take a beating.

First, choose a cleaning solution specifically for interiors like this. Most auto stores will offer a wide selection. The most important part is that you should also buy a leather and upholstery scrub brush. These are made with gentle bristles that wonâ€™t damage the material.

Follow the dilution directions on the bottle.

Find a portion of the seat to test everything on before tackling the big stain. I like to use the front end of the passenger side, which is usually out of sight.