When financing a vehicle, BC shoppers can choose a loan with fixed-rate or variable-rate terms. Both types of interest rates can be beneficial depending on credit scores, financial situations and comfort levels. Buying a car with Easy Deal from Skaha Ford lets automotive purchasers select the financing they prefer.
Fixed-rate auto loans have a set interest rate for the entire term. This type of loan is ideal for buyers who prefer consistent monthly payments and the predictability of a fixed rate. A variable loan, on the other hand, can fluctuate based on current market conditions and the prime lending rate. This type of financing is suitable for buyers that expect interest rates to drop down the road and are comfortable with fluctuations.
With Skaha Ford’s Easy Deal, car shoppers can carefully weigh their options when applying for financing online. It’s a pressure-free experience that puts our customers in the driver’s seat. Not only do they get to choose the vehicle they prefer, but their loan options too.
To learn more, contact our team today to inquire about Easy Deal.
Are you thinking of purchasing a vehicle in BC and wondering what credit score you need to qualify for financing? You’ve come to the right place. At Skaha Ford, our Easy Deal program simplifies car buying with a seamless online experience, backed by helpful sales and financing staff, providing you with the support you need every step of the way.
In Canada, credit scores range from 300 to 900 points. If your score is over 600 points, your credit is considered good, very good or excellent, making it easier to get approved for financing. If you score below 600, don’t be discouraged – there are lenders that can help you get into a vehicle that fits your needs and budget. Whether you have good credit or bad credit, you have options at Skaha Ford.
Finding how much you can qualify for is simple with Easy Deal:
1. Shop where and when you want on your smartphone, tablet or computer.
2. Select your vehicle from our inventory of new and used models.
3. Complete an online finance application for a fast decision.
4. Choose the finance and insurance products you want.
5. Arrange a pick-up of your new ride.
Ready to get started? Contact our team to learn more about Easy Deal and financing with Skaha Ford in BC.