Skaha Ford's Exclusive Easy Deal
Are you looking to finance a vehicle but are perplexed by the terminology? With so many words and phrases used, it can be challenging to know what everything means and what you are paying for. At Skaha Ford in BC, we understand. Our team strives to explain common car loan terms to eliminate any auto financing confusion with our Easy Deal program.For example, the expression amount financed can mean different things to shoppers. This figure is the actual amount of approved credit that customers can borrow. If you’re buying from a dealership, the amount financed may include all taxes, fees and additional extras, such as an extended warranty or add-ons. However, it does not factor in any down payments, trade-in allowances or cash rebates. Those are deducted from the total.
If you’re saving to buy a Ford or trading in an older model, a down payment or trade-in allowance reduces the amount of money you need to borrow, which improves your chances of an approval. The less you need to finance, also lowers your borrowing costs, including interest charges.
Do you want to know how much you can finance? Our Easy Deal program offers free online credit approvals. To learn more, contact Skaha Ford in BC.
The world of auto financing comes with a wide range of terms – and if you’re new to car buying or applying for a loan, it can feel overwhelming. If you can relate, you’ve come to the right place. At Skaha Ford in BC, we take the mystery out of auto loans with Easy Deal.What is a Lien?
A lien is a lender’s claim for repayment registered against the vehicle. It remains on a car until the debt has been paid in full and no balance is owed. According to the Financial Consumer Agency of Canada, only lenders and garages have the right to place a lien, and vehicles can have more than one lien on it.
Before trading in your vehicle, it’s essential to check if it has a lien. If one or more are registered, you must remove the liens before the car can be sold to a dealership.
Need help selling your car, truck or SUV? Now is a great time to trade it in at Skaha Ford in BC. To get started, send us your information by completing this quick online form, then select your next vehicle from our inventory of new and used models. With Easy Deal, you can apply online for financing and select a pick-up time that works for you.
To learn more, contact our team today!
![<a href="https://clients.webstager.com/skahaford.com/inventory/#/?&orderBy=1&asc=1&t=0&filter=[New%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C]"><img src="images/upload/January_2022/neweasydeal_resized.jpg"alt="Two business men wearing dark suits sharing hands"/></a>](https://clients.webstager.com/skahaford.com/images/upload/January_2022/neweasydeal_resized.jpg)
When financing a vehicle, BC shoppers can choose a loan with fixed-rate or variable-rate terms. Both types of interest rates can be beneficial depending on credit scores, financial situations and comfort levels. Buying a car with Easy Deal from Skaha Ford lets automotive purchasers select the financing they prefer.Fixed-rate auto loans have a set interest rate for the entire term. This type of loan is ideal for buyers who prefer consistent monthly payments and the predictability of a fixed rate. A variable loan, on the other hand, can fluctuate based on current market conditions and the prime lending rate. This type of financing is suitable for buyers that expect interest rates to drop down the road and are comfortable with fluctuations.
With Skaha Ford’s Easy Deal, car shoppers can carefully weigh their options when applying for financing online. It’s a pressure-free experience that puts our customers in the driver’s seat. Not only do they get to choose the vehicle they prefer, but their loan options too.
To learn more, contact our team today to inquire about Easy Deal.
![<a href="https://clients.webstager.com/skahaford.com/inventory/#/?&orderBy=1&asc=1&t=0&filter=[New%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C]"><img src="images/upload/November_2021/ED-1-2021-FORD-MUSTANG-MACH-E-PREMIUM-AWD-features-penticton-bc.jpeg"alt="A white 2021 Ford Mustang Mach-E Premium parked on Skaha Ford's new vehicle lot in Penticton, BC"/></a>](https://clients.webstager.com/skahaford.com/images/upload/November_2021/ED-1-2021-FORD-MUSTANG-MACH-E-PREMIUM-AWD-features-penticton-bc.jpeg)
Are you looking for a new car, but aren’t sure what type of financing you’ll qualify for? At Skaha Ford in BC, we offer Easy Deal, which is an entirely new online shopping experience that lets you tailor your financing options and monthly payments for a car or truck that you’ll love and afford.You’re in the driver’s seat with Easy Deal. If you have a vehicle to trade-in, you can have it evaluated online and put the value towards the purchase of a new Ford. You can also select a financing term that works for you. If you are seeking an affordable monthly payment, a longer financing term will give you the flexibility you need, but shorter terms are available too. With Easy Deal, you can also adjust your down payment amount to achieve a monthly payment that you feel good about.
Once you select your ideal terms for your Ford, apply for financing online and get a real-time credit decision at the best possible rates. All that’s left is scheduling a date and time to pick up your new ride!Â
To learn more about Easy Deal and our flexible financing options, contact Skaha Ford today.
Drive Away in a 2021 Ford Ranger Lariat With Easy Deal in Vernon, BC
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(Posted on Aug 16, 2021 at 07:06PM )
![<a href="https://clients.webstager.com/skahaford.com/inventory/#/?&orderBy=5&asc=1&t=0&filter=[New%2C%2CRanger%2C2021%2C%2C%2C%2C2021%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C%2C] "><img src="images/upload/August_2021/Easy_Deal/SF_Aug_EasyDeal_2.jpg"alt="A 2021 Ford Ranger Lariat SuperCrew in White Platinum with an XTR Package parked on a rocky mountain side with a paraglider about to take flight"/></a>](https://clients.webstager.com/skahaford.com/images/upload/August_2021/Easy_Deal/SF_Aug_EasyDeal_2.jpg)
Your workdays are full as you manage job sites, your crew, and your customers. And your weekends? They are even busier with trips to the campsite, home renovations, and runs to the hardware store. Finding time for truck shopping is hard to come by these days. But at Skaha Ford, we’re here to lighten your load.With Easy Deal, we take the stress out of the automotive experience by delivering you a convenient solution that addresses your needs. Whether you’re in between client meetings or your kids’ hockey practices, you can browse our complete inventory of new and used models when and where it suits you best – and choose your financing options, add-ons and more without stepping foot into our dealership.
If you have your eye on the 2021 Ford Ranger Lariat, now is a great time to make your move. Throughout August, we’re offering 2.99% APR for up to 72 months, plus a $1,500 factory order bonus on all new Ranger models. Boasting 270 hp and 310 lb.-ft. of torque from its 2.3L EcoBoost engine, this mid-size pick-up delivers strong capability with 3,402 kg of towing power.
Experience the 2021 Ranger with Skaha Ford’s Easy Deal in BC. To learn more, contact our team today.
