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Hey Patrick,

I just got a sweet 2018 Nissan Murano, but I feel like auto insurance is a waste of money. What’s the worst thing that could happen if I am not covered?

Sincerely,
Jay

Hi Jay,

Thanks for reaching out! I hate to be a scold, but people really should invest in a policy. It’ll pay off in the long run, trust me.

First, it’s the law in America that all drivers be covered. There are endless options, and there is sure to be an agency that fits your budget and needs.

Still not convinced? If you get in an accident without it in Michigan, for example, the penalty could be up to a year in jail. In Delaware the fine for this infraction can be as high as $2,000. Many states will add points to a license, suspend driving privileges, or even impound a car. That’s not getting into the all the out-of-pocket headaches if you get sued by another vehicle owner.

Clearly, it’s in everyone’s best interest to always keep a valid form of insurance. It isn’t worth the risk.

Hope this inspires you to seek coverage. Let me know if there are any other questions.



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