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Redmond, Are Insurance Rates Higher For Electric Cars?
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(Posted on Sep 13, 2018 at 06:38AM by Patrick Wensink)

Hi Patrick,

My husband and I are toying with the idea of buying a Nissan Leaf, and we were curious about insurance. Are rates more expensive with one of these cars, or is it the same as an old-fashioned model?

-Fran

Hi Fran,

I like your style! Itâ€™s always good to do a lot of homework before buying any car, but itâ€™s especially important when you are making a big change like this. This is a complicated one, so Iâ€™ll break it down as best I can.

First, purchasing a non-petroleum using car will save money at the pump. For example, experts say it only costs about $2.50 to power up this car. A fully charged battery will last just as long as a tank of fuel in most cases. So, thereâ€™s that to consider.

However, in my research, I have found that an electric vehicle does often cost a little more to insure than a traditional set of wheels. There are several factors, ranging from price, size of the automobile, to driving records. Ideally, the two balance each other out, but that depends on your individual situation.

Let me know if any more questions come to mind that I can answer.

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