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Fife, What's The Best Way to Refinance a Nissan Pathfinder?
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(Posted on Oct 1, 2018 at 05:05AM by Patrick Wensink)

Hey Patrick,

I own a Nissan Pathfinder, and my friends have been telling me I should refinance my loan. They claim it saves them all sorts of money. It all seems too good to be true. Are there any catches I should look out for?

-Derek

Hey Derek,

If you feel like rates have dipped since you started your loan, it absolutely can save you cash to transfer elsewhere. But, you are correct, there can be catches in this process. Here are a few to keep an eye out for.

First off, look at the specifics. Lenders often have guidelines that will prohibit you from refinancing with them. Some snags include the age of the car, mileage, the amount of outstanding debt left.

Once a new one is secured, make sure the fine print still makes it worth it. Most places have a fee to transfer and the amounts differ wildly. Also, inquire about any pre-payment penalties. These companies are in business to collect on the interest, so some will ding you for completing it early. Crazy, right?

Those are some good starting places for your Pathfinder. Let me know if there are any other questions I can help with.

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