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Redmond: Does a Credit Score Influence Your 2019 Nissan Rogueâ€™s Insurance Rate?
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(Posted on Feb 27, 2019 at 07:59AM by Robert Bacon)

Hi Robert,

Iâ€™m about to get insurance for my 2019 Nissan Rogue but I donâ€™t know whether my credit score will influence the price of the premium. What do you think?

Thanks,
Lorna

Hi, Lorna!

The short answer is yes: automotive insurance companies have a right to look at your credit score. They will regularly take it into consideration when offering you a rate on your 2019 Nissan Rogue.

A study, conducted by the University of Texas, found that people with lower credit scores tended to have higher claims payouts and more car insurance losses.

So it would make sense that insurance companies allow someoneâ€™s credit score to influence the rate that they offer.

If you want to lower your car insurance rate by raising your credit score, there are a few things you should consider:

Itâ€™s good to have a long-established credit history and always try to make your payments on time. You should also ensure that all open accounts are in good standing.

If you can follow the points above, your credit score will go up over time.

Thanks for the question, Lorna! Please donâ€™t hesitate to contact Kirkland Nissan, Washington if you need anything else.