(Posted on Oct 1, 2018 at 06:15AM by Patrick Wensink)
Hey Patrick,
My husband and I are in the process of buying a pre-owned Nissan Maxima. We’re at the stage where we are trying to figure out what to do about car insurance. How do we find the cheapest rates?
-Miriam
Hi Miriam,
I love the foresight here. You guys are planners, and that will pay off in the long run! This type of question just so happens to be one I’ve done a lot of homework on. Let me share it with you.
Here are some things to consider while seeking coverage:
1. Shop around. It sounds like you are already doing this, but make sure you get quotes from as many places as possible. These numbers are always fluctuating, and it is hard to know who is best without asking.
2. Look small. The big companies make it sound like they are lower, but often local and regional companies are more flexible and can compete for your business just as well.
3. Combine. If you already have home insurance, see if they offer a bundling discount for your house and auto. Usually they do.
Good luck with your Maxima! Let me know if there are any other questions that I can help with.