(Posted on Feb 28, 2019 at 01:00AM by Robert Bacon)
Dear Robert,
I’m not sure whether to get liability or collision insurance for my 2018 Nissan Sentra. What’s the difference between them?
Thanks,
Grace
Hi, Grace!
In order to drive your 2018 Nissan Sentra in Washington, you need to have some liability insurance. So it’s not really an option to choose one or the other: I'll the differences between them.
Liability insurance protects other people and their property if you cause damage with your car, and this is mandatory in Washington.
Collision insurance, on the other hand, protects your Sentra if it’s involved in an accident with another vehicle, person, or non-moving object. So regardless of who is at fault, this policy should cover your car's repair costs.
While collision insurance isn’t mandatory, it is great to have; if you’re involved in an accident, it will take away the majority of the financial stress that comes with such a problem.
Before you get behind the wheel in Washington, make sure you meet the minimum insurance requirements which you can find here.
Thanks for the question, Grace! Please don’t hesitate to contact Kirkland Nissan, Washington if you ever need anything else!